Frequently Asked Questions - Employee

Q: Who is Beazley?

A: Beazley offers a suite of gap protection products that helps protect employees against life's uncertainties. Insurance is underwritten by Beazley Insurance Company, Inc., rated A by A.M. Best. It is a subsidiary of Beazley Group, founded in 1986. Beazley Group was named Company of the Year at the Insurance Day London Market Awards.

Q: Why are gap protection products and why are they needed?

A: Gap protection products help offset expenses, protect assets, fill gaps or replace income - just when it is needed most. An unexpected life crisis - a critical illness, accident, disabling injury, or uncovered medical expenses - could put your income and assets at risk. Your employer makes it easy for you to access insurance products to address the unexpected and fill financial gaps. Benefits and range of options may vary by state. Premium will vary based on plan chosen. A waiting period for late entrants may apply. Policies are renewable at the option of the company. Pre-existing condition limitations apply. See plan sponsor for plan-specific information.

Q: How do I access the Employee Portal?

A: Go to http://www.beazleybenefits.com and click on Insured Registration. This will enable you to register with Beazley and to create a username and password for access to our Employee Portal. To do so, you will need a Group number (from your employer) as well as your own Social Security number (last four digits), birthday and zip code. If you need assistance, contact 1-877-503-7064.

Q: Once I am registered, what can I do on the Employee Portal?

A: On the portal, you will be able to view your coverage details, retrieve important documents and access materials and forms from our Resource Center.

Q: How do I find out about my coverages?

A: To view coverages, go to the Coverages section of the Employee Portal. There, you can view an overview of your coverages with Beazley, as well as a detailed Schedule of Benefits. The first time you access the Employee portal, you will retrieve your Certificate of Coverage from the eDelivery section of the Employee Portal. Print this important legal document and keep it on file as proof of your coverage.

Q: What if I need to change, add or delete coverages?

A: To make a change in your coverages, such as adding a family member (if eligible), or discontinue coverage, or change coverage amounts, please contact your employer to determine if, when and how to make changes.

Q: How do I file a claim?

A: To file a Claim, go to the Resource Center section of the Employee Portal. There, you can download claim form with instructions for filing. To fax a claim, submit to 1-813-289-7937. To check the status of a claim, or a view your claim history, go to the Claims section of the Employee portal. There, you can view details about claims that are being processed or have been paid. If you have questions about a claim, contact 1-877-503-7064.

Q: Where do I go to find product information?

A: To access marketing materials, forms and other public tools, go to the Resource Center section of the Employee Portal. There, you can access product information, claim forms, and other important information. Note: The Resources Center includes general information about Beazley and our products. If you are looking for plan-specific information, go to the Coverages section (to view your coverages) or the eDelivery section (to access plan documents).

Q: Who do I call for hands-on support?

A: Our customer service team can assist you with questions about your coverages, claims and other needs. Contact Customer Service at 1-877-503-7064, Monday - Friday, 8 a.m. - 5 p.m. ET.

These policies are offered under form numbers: Critical Illness (AHCIC0001 022011 Ed), Disability (AHDIM0001 102010 Ed), AD&D (AHPAC0001 092011 Ed), Supplemental Medical (AHGMM0001 052011 Ed) and Limited Medical (AHFIM0001 052011 Ed).

Benefits and range of options may vary by state. Premium will vary based on plan chosen. A waiting period for late entrants may apply. These policies are renewable at the option of the company.

The Critical Illness plan is a limited policy. The Critical Illness product is filed as a Non-Participating Specified Disease in North Carolina. The Portability benefit is filed as Continuation of Coverage in Oregon.

The Supplemental Medical Expense (out-of-pocket) plan is not a major medical plan and is not intended to cover medical expenses. This product is available if an employer has a major medical plan in place.

This material is not intended to be accessible in Arizona, Missouri, New Hampshire, Oregon, and Washington until any required approvals have been obtained.

The descriptions contained here are for preliminary informational purposes only. Coverages will vary depending on individual state law requirements and may be unavailable in some states. The exact coverage afforded by the products described here is subject to and governed by the terms and conditions of each policy issued.

Beazley includes the issuing company of Beazley Insurance Company, Inc., 30 Batterson Park Road, Farmington, Connecticut, 06032. Beazley is rated A by A.M. Best. For the most current listing of our product offerings and their availability, visit http://www.beazley.com/accident&health.

Beazley Insurance Company, Inc. is licensed to provide accident and health insurance in the District of Columbia and all states except Alabama. Administrative services on all accident and health products are provided by Health Plan Services (HPS).